The process of receiving pix (cash-in) is made in two steps:
Before carrying out the process of receiving the pix, Delbank will validate the recipient's account, therefore, it is necessary for the indirect participant to provide an endpoint so that the account can be validated synchronously. Once the validation result is received, the Pix information received via webhook will be sent.
Important
The functionality of this API is at the core of the most important flow of PIX, which is the Implementation of Instant Payment. The Central Bank has stipulated Service Support Levels (ANSs), for which execution time will be monitored. The time elapsed between the moment the SPI sends the validation request and the moment the SPI receives the result is one of the monitored flows. Therefore, we recommend that the account validation API is implemented in the most performant way possible