Usage Limits (Overview)
Usage limits define the maximum amount that can be transacted within specific time intervals or per individual transaction. This endpoint allows you to view and adjust these limits to better suit your needs while ensuring security.
Each usage limit consists of two values:
- Defined amount: The value you choose to apply for the limit. It can be freely adjusted as long as it does not exceed the maximum amount.
- Maximum amount: The absolute highest value allowed for a limit. When a request is made to increase your limit beyond this value, it will undergo a manual review by our Operations team. Once approved, both the defined and maximum amounts are adjusted accordingly.
Limit Types
There are two main configurations for usage limits:
- TOTAL: The accumulated total sum that can be transacted during a specific time period.
- TRANSACTIONAL: The maximum amount allowed per single transaction within the specified time period.
Time Intervals
Usage limits are also categorized by the time of day the transactions occur. The Brazilian banking system and security standards divide the day into two distinct periods:
| Interval | Time | Description |
|---|---|---|
| DAYTIME | 06:00 to 20:00 | The standard business period. Limits are generally higher during this time to accommodate higher transaction volumes. |
| NIGHTTIME | 20:00 to 06:00 | The restricted night period. For security reasons, limits are often lower during this interval to prevent large unauthorized transactions outside of business hours. |
Limit Combinations
Combining the limit types and time intervals give us the standard limit domains you will find in the endpoints:
DAYTIME_TOTAL: Accumulated total amount that can be debited from 06:00 to 20:00.NIGHTTIME_TOTAL: Accumulated total amount that can be debited from 20:00 to 06:00.DAYTIME_TRANSACTIONAL: Maximum amount that can be debited per individual transaction from 06:00 to 20:00.NIGHTTIME_TRANSACTION: Maximum amount that can be debited per individual transaction from 20:00 to 06:00.